Frequently Asked Questions

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We consider all circumstances as we understand you may face financial challenges. We are a master broker which gives us access to a wide panel of lenders. We search the market on your behalf for the best possible solution to your current situation. 

Every situation is different. A straightforward case may take 1 week, whereas a more complex case could take 2 or 3 weeks. We always strive to make the process as quick and simple as possible.

This depends on a number of factors; your monthly income, how much active credit you have, your current credit file, how much equity you have in your property. Please get in touch to find out how much you can borrow based on your personal circumstances. Most mortgage and second charge loan lenders have a minimum borrowing of £10,000.00. 

LTV is the size of the mortgage compared to the current value of you property. It is usually expressed as a %. The lower the LTV, the lower the mortgage/loan interest rate will be. 

Protection is a broad category of insurance policies designed to provide financial security for individuals and their families in the event of life events such as death, illness or job loss. Life Insurance provides a lump sum to beneficiaries in the event of death. Critical Illness Insurance provides a lump sum if you are diagnosed with a critical illness. Income Protection Insurance provides a regular income  if you are unable to work due to injury or illness. We source you the most appropriate insurance policies based on your individual needs.